I don't know why, but this photo appears editorial to me in a sense. it's so clean, warm and inviting. I really enjoy the patterns, reflections as well as the lines going on in this image; the smooth finishes to the almost rough texture of the balcony. Then we are left with the talent, her skin warm and soft. The highlights work well with this image and her serene, relaxed pose and expression top off the photo. Very nice job! This image was composed with care and the nudity is tasteful and artistic. Additionally, the brightest part of the image is centered behind her, with the light falling off a bit on the edges naturally drawing the viewer right into her.
I would rather say before bath as a title as there is no water on you. You are also still wearing your necklace which most people would take off first before bathing. There is also no indication of water on the ground or steam from the bath.
I love your pose, love the towel, love the symmetry that the photog saw, love the many reflective surfaces, love the highlights. Outstanding job by you and the photog! (Wish my stuff looked even half this good.)
Despite what others think, I find the pose pensive as well as provocative, its as though I have been included in a private moment. As for the towel I have been around enough women to know that is exactly how women do up their hair after a bath and it does not detract from your beauty one iota, in fact it humanizes you, which I find appealing. In fact with your kind permission I'd like to use it as reference for a pastel drawing.